When Coverage Ends
The chart below shows when you and your dependents would lose your eligibility for coverage—assuming you do not elect to continue coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA) and you are not eligible for pensioner benefits.
| Coverage Will End For.... |
At This Time... |
| You, your spouse and dependent children |
On the last day of the calendar year following the end of a
contract year in which you fail to receive credited hours*
sufficient to qualify for a MILA benefit. |
|
| You |
On the date you enter active duty military service (U.S. or other)
for 31 days or more. However, your dependents will continue to be
covered during the initial period of your tour of duty or the period
your credited hours qualify for coverage, if longer. |
|
| Your spouse and dependent children |
If your dependents are covered because of your active duty military
service, the end of the month in which you re-enlist, extend your
active duty military service or terminate your reserve status. |
|
| Your spouse and dependent children |
On the last day of the month in which you die unless your spouse
and dependents are eligible for benefits because your spouse is an
eligible surviving spouse under the MILA National Health Plan (See "Your Eligible Dependents"). |
|
| You, your spouse and dependent children |
On the date following your retirement on which your active
coverage would end, unless you satisfied the requirements for
coverage as a pensioner under the MILA Plan. |
|
| You, your spouse and dependent children |
If you are a non-bargaining unit Member and not otherwise eligible
for coverage, on the last day of the month following the month
in which your employment ends with your current employer. |
|
| You, your spouse and dependent children |
On the date the Trustees or the parties to the Master Contract
terminate this Plan. |
|
| You, your spouse and dependent children |
On the date the Member or any covered dependent receives a
MILA Plan benefit to which the Member is not entitled if the
benefit was received as a result of fraudulent or misleading
conduct. |
|
| Your spouse |
On the day you are divorced or on the date your marriage
is annulled. |
|
| Your dependent child or collateral dependent |
On the last day of the month in which he or she no longer qualifies
as a collateral dependent or a dependent child. |
|
| Your dependent child |
On the date your child qualifies for coverage as a Member. |
|
| Your dependent child |
On the last day of the month in which your dependent child no
longer qualifies as a dependent (for example, he is not dependent
on you or he reaches age 21 and is not a full-time student). |
|
*Click here for a discussion of the hours’ requirement for persons who work under a collective bargaining agreement with a different contribution rate
If your eligibility for the MILA National Health Plan coverage ends, you may be eligible for continued coverage under COBRA. Also, see the Pensioner Benefits section for information concerning benefits for which you may qualify when you retire.
